'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.
In absolute terms, the year closed with the market capitalisation of all BSE-listed companies rising by Rs 45.5 lakh crore to Rs 152 lakh crore, or an increase of 42.8 per cent, compared to the closing value on December 30, 2016, says Pavan Burugula.
It is often said, learn from your mistakes. We can twist that saying a little; learn from your mistakes and people who make mistakes. You do not have to make the mistakes to learn from them, says Priyanka Chakrabarty.
Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.
It could be a tough week In the run-up to such an event, the market is always nervous.
German carmaker Volkswagen plans to invest Rs 1,500 crore in India over the next 6 years on various activities, including local production of engines, as it aims to consolidate position in the country.
'Markets are likely to remain choppy for the next 6 months.'
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
Managing your own money is empowering. And if you haven't started yet, now is the perfect time!
'The people let off by the NBFCs have little bargaining power and willingly settle for a 20% to 25% cut in their existing salaries when hunting for new jobs.'
Long-term investors should not reduce or stop their equity mutual funds through SIPs.
'At any given point in time, we expect only 25 per cent of our workforce will need to be in office.' 'And any given person will only be required to spend only 25 per cent of their time in office.'
'The government's projections for 2019-2020 will be disappointing big time.'
If new goals have emerged, this is the time to make fresh investments.
Novices should enter markets via SIPs of equity mutual funds.
Current stock market volatility is making investors wary. There is no clear direction as to how markets will pan out over the next couple of months. In such times, a staggered approach to investing can be a good option.
'They should decide their allocation based on their risk appetite and age, and not valuations.'
Irdai's push will make insurance cheaper for consumers and enable a consolidated view of all policies.
You can still save money, says Samkit Maniar
Retail investors have matured and have moved away from investing in only in-vogue products, says the managing director and chief executive officer of ICICI Prudential AMC.
Salil Dhawan reveals the MFs that have not only performed well in the past but have a promising outlook for the future too.
Sooner the investors shift, the better it is as a majority of equity funds have single-digit returns since January 31.
Focus on large-caps and ensure that the portfolio is balanced.
Now insurance companies will train agents not only to get new business but retain existing customers.
Over the past 25 years the MF industry has come a long way. Geographic reach has increased, many more customers have been added, more channels have been opened up and the product basket is full.
One category which stands out is fixed maturity plans due to its tax benefits, notes Prateek Mehta, CEO and company-co-founder, Upwardly.in.
From the date you put in your papers, the employer will promptly freeze your salary payouts and you will get everything along with the full and final settlement.
UTI Mutual Fund has launched UTI-FAMILY (that allows investors to buy mutual fund units in their name, but the returns go straight to a parent's bank account.
Do you have parents who have turned 60? You may want to forward Sarbajeet K Sen's suggestions to them.
To make money, invest in both good and bad times; otherwise the entire exercise is futile, experts tell Joydeep Ghosh & Sanjay Singh
Former Arsenal manager and world governing body FIFA's current chief of global football development, Arsene Wenger will play a role in Indian football's grassroots programmes and talent development.
Every financial plan needs to be tweaked periodically.
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
It was a roller-coaster week for the markets, amid talk of a fiscal stimulus by the government. Saurabh Mukherjea, chief executive officer, and Prashant Mittal, strategist, at Ambit Capital tell Puneet Wadhwa the recent flows into equity mutual funds are largely speculative in nature and pose a risk of reversal.
In the last few months, the 10-year G-Sec has been gyrating sharply and has crossed the 9-per cent-yield mark four times.
>You can buy a life insurance policy for someone else only if you have an insurable interest or expect financial loss from that person's death, points out Tarun Chugh, MD and CEO, Bajaj Allianz Life Insurance, answering insurance questions.
Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.
It should cover mandatory expenses, insurance premiums and loan installments for six months to a year.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'